Complete Acquiring & POS Fleet Ecosystem
Turnkey Android Agency Banking & Merchant Checkout applications, centralized Cloud TMS with real-time GPS geo-fencing and automated kill-switch perimeters, and sub-2-second automated multi-switch fallback routing.
Strategic Payment Infrastructure Walkthrough
Live executive walkthrough demonstrating turnkey Android POS applications, centralized Cloud TMS, dynamic multi-switch fallback routing, and active GPS geo-fencing.
Built for Banks, MMOs, Super-Agents & Aggregators
Full operational sovereignty over terminal hardware, application workflows, key injection, and transaction routing economics.
Agent & Merchant POS Apps
Production-tested Android POS applications tailored for dual agency banking and merchant checkout models with instantaneous role toggling.
- Dual-App Architecture: Seamless switch between Agency Banking (cash-in/out, bills) and Merchant Retail Checkout.
- EMV Kernel Certified: Full EMV Contact Chip, Contactless NFC, QR Code payment, and USSD fallback.
- Dynamic Commission Split: Multi-wallet distribution calculating agent, super-agent, and bank splits in real-time.
- Offline Store-and-Forward: Encrypted local flash buffering for zero transaction loss during intermittent telco blackouts.
Cloud TMS & Geo-Fencing
Enterprise fleet orchestration console managing 100,000+ live devices with active anti-tamper perimeter defenses and telemetry.
- Silent Batch OTA Updates: Remotely update application binaries and OS firmware over-the-air with zero user intervention.
- Active GPS Geo-Fencing: Define custom operational geofence polygons. If moved outside perimeter, device locks automatically.
- Remote HSM Key Injection: Over-the-air DUKPT and Master/Session encryption key injection via secure Thales/SafeNet HSM pipes.
- Comprehensive Fleet Telemetry: Monitor real-time battery health, thermal paper roll status, cellular signal, and GPS coordinates.
Dynamic Multi-Switch Routing
High-availability payment gateway engine routing transactions intelligently across national, regional, and proprietary switches.
- NIBSS Central Switch (NCS): Certified native connector for EPMS 1.0/2.0 and NIP with automated settlement reconciliation.
- Interswitch Kimono & ISO: Support for RESTful Kimono APIs, WebSockets, and direct ISO 8583 1987/1993 standard socket feeds.
- Unified Payments (UP): Direct integration into UP Gateway Connect with custom HSM zone encryption.
- Sub-2-Second Fallback Algorithm: If primary switch experiences packet loss or timeout, traffic switches instantly to secondary pipe.
Universal Switch & Network Connectivity
Route transactions dynamically based on BIN rules, terminal location, transaction type, or live switch latency conditions.
| Payment Network / Switch | Supported Protocol Specs | Encryption & Key Schema | Settlement Cycle | Switch Status |
|---|---|---|---|---|
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EPMS 1.0/2.0, NIP, ISO 8583 PostBridge | Master/Session, Zone Master Key (ZMK) | T+1 Central Settlement | Certified Native |
|
|
RESTful APIs, Secure WebSockets | DUKPT (Derived Unique Key Per Transaction) | Instant / T+0 Settlement APIs | High-Speed API |
|
|
ISO 8583 1987 / 1993 Standard | Master/Session & Remote HSM Sync | End-of-Day Batch Netting | Carrier Grade |
|
|
UP Gateway Connect, ISO 8583 | Custom HSM Zone Encryption | T+1 Configurable Settlement | Supported |
|
|
Direct Postilion / Base24 Feeds | Thales / SafeNet HSM Integrated | Direct Intrabank Clearing | Plug & Play |
Universal Support for All POS Hardware Brands
Our Hardware Abstraction Layer (HAL) lets you deploy a unified application across heterogeneous terminal fleets.
A920 / A930 / A80
PayDroid OS, dual cameras, thermal high-speed printer, 4G LTE, WiFi.
V2s / P2 Pro / P2
Sunmi OS, slim ergonomics, 1D/2D barcode imager, Seiko printhead.
Move 5000 / DX8000
Telium TETRA & Android AXIUM platform, rugged shockproof housing.
X990 / T650p
Verifone Secure Android, capacitive touch screen, biometric fingerprint add-on.
Interactive Fleet & ROI Simulator
Model transaction volume retention with sub-2-second automated fallback routing.
2,700,000
Need Core Banking ISO 20022 Integration?
Discover our decoupled Store-and-Forward middleware connecting NIBSS NPS with Finacle, FLEXCUBE & Fineract.
Schedule a POS Technical Demo
Experience the live Terminal Management console, test remote OTA deployments, or configure sample merchant checkout applications.
Engineering Inquiries
solutions@swiftsystems.com.ngDirect Hotline
+234 802 2250 132Request Acquiring Fleet Demo
Our payment engineering team responds within 24 hours.